*Loan funds are limited. Available at select neighborhoods on select home sites. This program is available on loans through Standard Pacific Mortgage, Inc. for sales contracts that are signed and accepted on or before November 15, 2009. Homes must close on or before December 20, 2009. Example is based on a sales price of $155,000 with a 3.5% down payment and a minimum credit score of 620. The loan is a 30-year fixed FHA loan in the amount of $152,193 with an interest rate of 3.75% for 24 months, then an interest rate of 4.75% for the remainder of the loan term (5.447% APR). Monthly principal and interest payments are $704.83 for 24
months then , $793.91 for the remainder of the loan term. This example is based on a sales price of $360,000 with a 10% down payment and a minimum credit score of 740.The loan is a 30-year fixed rate conventional conforming loan in the amount of $324,000 with an interest rate of 3.75% for 24 months, then an interest rate of 4.75% for the remainder of the loan term (5.283% APR). Monthly principal and interest payments are $1,500.49 for 24 months, then $1,690.14 for the remainder of the loan term. Monthly taxes, HOA, mortgage insurance and hazard insurance are additional and are not included in the above payments. Interest rates, loan program, sales price and payments are
estimates only and are subject to change without notice. The loan program and other loan terms described are subject to borrower credit qualification. For more details, visit your neighborhood sales office to speak with a Standard Pacific Sales Counselor. Interest rates, loan programs, sales price and payments are estimates only and are subject to change without notice. Restrictions may apply. Standard Pacific Mortgage, INC. is licensed by: the North Carolina Commissioner of Banks AL-146109-101,-102,L-146109. 10-22-09
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