*Rate example is based on a sales price of $175,000 with 3.5% down payment and minimum credit score of 620. The mortgage is a 30 year-fixed rate FHA loan in the base amount of $168,875 with an interest rate of 4.5% (5.176% APR) monthly principal and interest payments of $870.46 and mortage insurance payment of $77.40. Monthly taxes, HOA, and hazard insurance are additional and are not included in the above payment. Interest rates, loan programs, sales price and payments are estimates only and are subject to change without notice. Restrictions may apply. 4.5% (5.176% APR) Fixed Rate is only valid on quick
move-in home purchases written and accepted between 9/18/09 and 9/20/09 and that can close within 60 days. Financing incentive is included in current incentives and is not in addition to. Rates subject to change or cancellation prior to contract without notice. Standard Pacific Mortgage, INC. is licensed by: the North Carolina Commissioner of Banks AL-146109-101,-102,L-146109. To be eligible for a Broker (Realtor) Referral Fee, Broker must accompany client and register client on client’s FIRST visit to the sales office. See sales for details. 9-20-09

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