*Rate example is based on a sales price of $175,000 with 3.5% down payment and minimum credit score of 620. The mortgage is a 30 year-fixed rate FHA loan in the base amount of $168,875 with an interest rate of 4.75% (5.439% APR) monthly principal and interest payments of $896.35 and mortage insurance payment of $77.40. Monthly taxes, HOA, and hazard insurance are additional and are not included in the above payment.
**Rate example is based on a sales price of $279,325 with 10% down payment and minimum credit score of 740. The mortgage is a 30 year-fixed rate conventional loan in the amount of $251,393 with an interest rate of 4.75% (5.24% APR) and monthly principal and interest payments of $1,311.38. Monthly taxes, HOA, Mortgage insurance and hazard insurance are additional and are not included in the above payment. Loans are subject to credit approval. Interest rates, loan programs, sales price and payments are estimates only and are subject to change without notice. Restrictions may apply. 4.75% Fixed Rates are only valid on quick move-in home purchases written and accepted between
7/10/09 and 7/12/09 and that can close within 60 days. Financing incentive is included in current incentives and is not in addition to. See sales for details. Standard Pacific Mortgage, INC. is licensed by: the North Carolina Commissioner of Banks AL-146109-101,-102,L-146109. 7-10-09  |